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Venue
The specific county, city or geographical area in which a court has jurisdiction
Accident
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.
Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.
Salvage
Property taken over by an insurer to reduce its loss.
Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.
Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.
Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.
Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.
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